Terms of Service | ROI Oracle

1. Acceptance of Terms

By accessing or using ROI Oracle ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service. We reserve the right to modify these terms at any time, and your continued use of the Service constitutes acceptance of any modifications.

2. Description of Service

ROI Oracle is an AI-powered business growth coaching application that provides:

AI-powered business idea scoring and analysis
Personalized growth coaching and recommendations
Gamified progress tracking with achievements and rewards
Educational content and learning resources
Community features including leaderboards and friend connections

3. Account Registration

To use certain features of the Service, you must create an account. You agree to:

Provide accurate, current, and complete information
Maintain and update your information to keep it accurate
Keep your password secure and confidential
Be responsible for all activities under your account
Notify us immediately of any unauthorized use

4. Subscription and Payments

ROI Oracle offers both free and premium subscription tiers:

Free Tier: Limited daily usage of AI features with basic functionality
Premium Subscription: Unlimited access to all features at $9.99/month or $99/year
Subscriptions automatically renew unless cancelled before the renewal date
You may cancel your subscription at any time through your account settings
Refunds are handled in accordance with Apple App Store policies

5. User Conduct

You agree not to:

Use the Service for any illegal purpose
Attempt to gain unauthorized access to the Service
Interfere with or disrupt the Service
Upload malicious content or code
Impersonate others or misrepresent your affiliation
Use the Service to harass, abuse, or harm others
Use automated systems to access the Service without permission

6. Intellectual Property

The Service and its original content, features, and functionality are owned by ROI Oracle and are protected by international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

7. User Content

You retain ownership of any content you submit to the Service (business ideas, notes, etc.). By submitting content, you grant us a non-exclusive license to use, store, and process that content solely for providing the Service to you. We will not share your business ideas or confidential information with third parties except as necessary to provide the Service.

8. AI-Generated Content Disclaimer

The AI-powered features of ROI Oracle provide suggestions and analysis based on general business principles. This content is for informational purposes only and should not be considered professional business, financial, or legal advice. You are solely responsible for any business decisions you make based on the Service's recommendations.

9. Limitation of Liability

To the maximum extent permitted by law, ROI Oracle shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

10. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, secure, or error-free.

11. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason at our sole discretion. Upon termination, your right to use the Service will cease immediately.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any disputes arising from these Terms will be resolved in the courts of the United States.

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes through the app or via email. Your continued use of the Service after changes are posted constitutes your acceptance of the modified Terms.

14. Contact Information

For questions about these Terms of Service, please contact us at support@roioracle.com